Free financial planning tool
Bi-Weekly Mortgage Calculator
Calculate savings from bi-weekly mortgage payments. Use this quick guide to understand the inputs and method, then open the full interactive version for personalized results.
Open interactive calculatorHow the estimate works
Monthly payment = principal × monthly rate × (1 + monthly rate)ⁿ ÷ ((1 + monthly rate)ⁿ − 1).
How to use this calculator
- Open the interactive calculator and enter your current figures.
- Adjust the rate, term, contribution, or fees to compare scenarios.
- Review the payment or result together with the total long-term cost.
What to check before deciding
- Include the property price, down payment, loan term, and annual rate.
- Compare the total interest, not only the monthly payment.
- Allow for taxes, insurance, fees, and maintenance before choosing a budget.
Important note
Results are estimates for planning and comparison. Actual rates, taxes, fees, eligibility, and returns vary by provider and location. Confirm final figures with the relevant lender, institution, or adviser.