Free financial planning tool
Invoice Factoring
Compare invoice factoring costs. Use this quick guide to understand the inputs and method, then open the full interactive version for personalized results.
Open interactive calculatorHow the estimate works
Periodic payment is calculated from the borrowed principal, periodic rate, fees, and repayment count.
How to use this calculator
- Open the interactive calculator and enter your current figures.
- Adjust the rate, term, contribution, or fees to compare scenarios.
- Review the payment or result together with the total long-term cost.
What to check before deciding
- Use realistic cash-flow figures and seasonal variations.
- Include origination fees and required deposits.
- Test whether the business can cover payments during a slower month.
Important note
Results are estimates for planning and comparison. Actual rates, taxes, fees, eligibility, and returns vary by provider and location. Confirm final figures with the relevant lender, institution, or adviser.